Services

Financing your home

Conventional, VA, FHA, and alternative lending through our independent lending partners.

Illustrative photograph, not a Remark Homes listing

Financing your home

Loan types our partners offer

Options for first-time buyers, veterans, investors, and the self-employed.

Remark Homes is a brokerage, not a lender. These programs come from two independent partners; approval, rates, and terms are set by the lender.

  • Conventional

    Competitive rates and a range of term lengths for buyers with established credit.

  • VA

    Zero-down purchase options for eligible veterans and service members. As a veteran-owned brokerage we walk you through eligibility and the funding fee.

  • FHA

    Lower down payments and flexible credit guidelines, often a fit for first-time buyers.

  • DSCR

    Investor loans qualified on the property's rental income rather than personal income.

  • Bank statement

    Income verified from bank statements instead of tax returns, for self-employed borrowers.

  • Commercial

    Financing for retail, office, and other business property.

Conventional and alternative financing solutions

Remark Homes is a real estate brokerage, not a lender. We work alongside independent lending partners so you can compare options and secure financing that fits your situation, from pre-approval to closing.

Conventional mortgages

Ideal for buyers with strong credit histories, conventional loans offer competitive interest rates and a variety of term lengths. Traditional lending also includes FHA and VA programs for first-time buyers, veterans, and active-duty service members.

View our traditional lending partner, Remark Home Loans

Alternative lending

One size does not fit all. Our alternative lending partner offers programs tailored for unique financial situations:

  • DSCR (Debt Service Coverage Ratio) loans for real estate investors who want flexibility without personal income verification.
  • Commercial lending for business properties such as retail and office space.
  • Bank statement loans for self-employed borrowers, using bank statements to verify income instead of traditional tax documents.

View our alternative lending partner, West Cap Loans

VA loans for veterans and service members

As a veteran-owned brokerage we are glad to walk you through the VA loan process: eligibility, the certificate of eligibility, zero-down purchase options, and how the VA funding fee works. Read our guide, VA Loans 101, or ask us directly.

Remark Home Loans and West Cap Loans are separate companies. Loan approval, rates, and terms are determined by the lender.

Related reading

Guides from the Remark Homes team

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