Competitive rates and a range of term lengths for buyers with established credit.
VA
Zero-down purchase options for eligible veterans and service members. As a veteran-owned brokerage we walk you through eligibility and the funding fee.
FHA
Lower down payments and flexible credit guidelines, often a fit for first-time buyers.
DSCR
Investor loans qualified on the property's rental income rather than personal income.
Bank statement
Income verified from bank statements instead of tax returns, for self-employed borrowers.
Commercial
Financing for retail, office, and other business property.
Conventional and alternative financing solutions
Remark Homes is a real estate brokerage, not a lender. We work alongside independent lending partners so you can compare options and secure financing that fits your situation, from pre-approval to closing.
Conventional mortgages
Ideal for buyers with strong credit histories, conventional loans offer competitive interest rates and a variety of term lengths. Traditional lending also includes FHA and VA programs for first-time buyers, veterans, and active-duty service members.
As a veteran-owned brokerage we are glad to walk you through the VA loan process: eligibility, the certificate of eligibility, zero-down purchase options, and how the VA funding fee works. Read our guide, VA Loans 101, or ask us directly.
Remark Home Loans and West Cap Loans are separate companies. Loan approval, rates, and terms are determined by the lender.
🏡 Why Interest Rates Matter More Than Ever for California Buyers When you’re looking to buy a home in California in 2025, the interest rate you lock in isn’t just a line item — it’s one of the biggest factors influencing your monthly payment, your maximum budget, and your long-term affordability. H
Introduction: Your Path to Homeownership Through Service If you’re a veteran, active-duty service member, or military spouse dreaming of homeownership, the VA Home Loan Program is one of the most valuable benefits you’ve earned.In a state as competitive as California, understanding and leveraging yo
🏡 Why Understanding Your Mortgage Type Matters in 2025 Buying a home in California can feel like a dream — until you’re faced with a list of loan options that look more like alphabet soup: FHA, VA, ARM, jumbo, conventional … what do they all mean? Here’s the good news: the right mortgage isn’t just
· 6 min read
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